Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.
This system aims to ensure that workers receive proper care and support to recover from work-related injuries or illnesses without the complexity of legal action against their employers.
It’s designed to help cover medical expenses, lost wages, and rehabilitation costs, while also providing protection for employers against lawsuits by injured employees. It’s a crucial part of maintaining a safe, healthy, and fair workplace.
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees who have been injured in the course of employment.
This system aims to ensure that workers receive proper care and support to recover from work-related injuries or illnesses without the complexity of workers being required to take legal action against their employers to recover funds.
The workers' compensation system is designed to help cover medical expenses, lost wages, and rehabilitation costs, whilst also providing protection for employers against lawsuits by injured employees.
Workers' compensation plays a crucial role in maintaining a safe, healthy, and fair workplace.
Read more about the 6 Stages of Workers' Compensation below!
If you have been hurt at work, let your employer know immediately. This could be anything from a slip or fall to repetitive strain injuries.
See a doctor as soon as you can. They will assess your injury and give you a certificate that outlines what work you can do while you are recovering.
You or your employer can file a workers’ compensation claim. You will need to provide details about your injury and your earnings. Make sure to include any medical reports and the certificate from your doctor.
A claims agent will look over your claim to decide if you are eligible for compensation. They might ask for more information, so keep all your documents handy.
If your claim is approved, you will get support for your medical expenses and lost wages. Use this time to focus on getting better and recovering.
When you are ready, you will work with your employer to plan a safe return to your job. This might mean starting with lighter duties or working fewer hours as you ease back into your role.
